Service
Financial Solutions for Healthcare Heroes
Your dedication deserves dedicated support
Savings
Share/Savings account
Med Park Credit Union is cooperatively owned so the initial $25.00 deposit represents the member’s share in the credit union.
*This account earns dividends quarterly.
Share draft/Checking account
No minimum balance requirements, withdraw by check or Visa debit card, online and mobile app access, and electronic bill pay.
*This account earns dividends monthly.
Share certificate/Certificate of deposit
Funds are locked in for a specific term and earn a fixed rate that is higher than share/savings account.
Club Account
Christmas Club
A savings account where dividends are posted annually, and the balance is transferred into the member’s primary savings account on October 15th of each year. Opening a Christmas Club account is a way to save money throughout the year for holiday expenses.
Vacation Club
A savings account where dividends are posted annually, and the balance is transferred into the member’s primary savings account on April 1st of each year. Opening a Vacation Club is a way to save money throughout the year for that vacation.
Services
Debit and ATM cards
Online Banking
Mobile Banking
Electronic Bill Pay
Simplify Your Payments: Our electronic bill pay service allows you to pay your bills quickly and securely online. Save time and stay organized with Med Park Credit Union’s easy-to-use bill pay feature.
Electronic Statements
Go Paperless: With our electronic statements, you can access your account information securely online. Enjoy the convenience and environmental benefits of paperless banking with Med Park Credit Union.
Visa Travel Money Cards
Travel with Ease: Our Visa Travel Money Cards provide a secure and convenient way to access your funds while traveling. Enjoy peace of mind with worldwide acceptance and easy reload options with Med Park Credit Union.
Visa Gift Cards
The Perfect Gift: Our Visa Gift Cards are a versatile and convenient gifting option. Accepted everywhere Visa is, they offer your loved ones the freedom to choose their perfect gift, courtesy of Med Park Credit Union.
Money Orders
Secure Payments: Our money orders offer a safe and reliable way to make payments or send funds. Enjoy peace of mind with this trusted service from Med Park Credit Union.
Official Checks
Guaranteed Payments: Our official checks provide a secure and reliable method for making large payments. Trust Med Park Credit Union for your important financial transactions.
Credit Life Insurance
Protect Your Loved Ones: Our Credit Life Insurance ensures your debt is covered in the event of your passing, providing financial security and peace of mind for your family. Trust Med Park Credit Union for comprehensive protection.
Credit Disability Insurance
Safeguard Your Finances: Our Credit Disability Insurance covers your loan payments if you become disabled, ensuring financial stability during difficult times. Count on Med Park Credit Union for reliable protection.
Coin Machine Service
Wire Transfers
Fast and Secure Transfers: Our wire transfer service allows you to send and receive funds quickly and securely, both domestically and internationally. Trust Med Park Credit Union for efficient and reliable money transfers.
Payroll Deduction
Effortless Savings: Our payroll deduction service automatically transfers a portion of your paycheck into your savings account, making saving simple and consistent. Enjoy hassle-free savings with Med Park Credit Union.
Night Depository
24/7 Deposits: Our night depository service allows you to securely deposit funds after hours. Experience the convenience and peace of mind with Med Park Credit Union’s around-the-clock deposit service.
Account Information
We offer high-yield savings accounts, low-interest loans, and exclusive credit options designed to meet the demands of healthcare professionals. With benefits like reduced fees and personalized financial advice, our services help you save time and money.
Lorem ipsum dolor sit amet, consectetWe offer high-yield savings accounts, low-interest loans, and exclusive credit options designed to meet the demands of healthcare professionals. With benefits like reduced fees and personalized financial advice, our services help you save time and money.ur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetWe offer high-yield savings accounts, low-interest loans, and exclusive credit options designed to meet the demands of healthcare professionals. With benefits like reduced fees and personalized financial advice, our services help you save time and money.ur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetWe offer high-yield savings accounts, low-interest loans, and exclusive credit options designed to meet the demands of healthcare professionals. With benefits like reduced fees and personalized financial advice, our services help you save time and money.ur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetWe offer high-yield savings accounts, low-interest loans, and exclusive credit options designed to meet the demands of healthcare professionals. With benefits like reduced fees and personalized financial advice, our services help you save time and money.ur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Bylaw Requirements
You must complete payment of one share in your Regular Share account as a condition of admission to membership.
Transaction Limitation
We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.
Nature of Dividends
Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
National Credit Union Share Insurance Fund
Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.
Fee Schedule
Automatic transfer of funds from a Share Savings account to a Share Draft Account |
$2.00 |
Membership entrance fee |
$1.00 |
Annual membership fee |
$10.00 |
Cashier’s draft |
$1.00 |
Money Order |
$1.00 |
Deposited checks (and other items) returned unpaid |
$25.00 |
Overdraft (each debit or draft paid) |
$25.00 |
Nonsufficient funds items (each) |
$25.00 |
Account balancing assistance |
$10.00/hour |
Stop payments (all items) |
$20.00 |
Wire Transfer – Incoming |
$7.50 |
Wire Transfer – Outgoing |
$15.00 |
Recurring Wire |
$15.00 |
Copy of check |
$2.00 |
Print out of accounts |
$1.00 |
Photocopy |
$1.00/page |
Card reorder ATM/Visa |
$30.00 |
Loan Application Fees Single |
$10.00 |
Loan Application Fees Joint |
$15.00 |
Loan & Visa Late Fees |
$15.00 |
Account closed within 90 days of opening |
$5.00 |
Non-member check cashing fee |
$3.00 |
VISA Application Fee |
$15.00 |
